Shlomo Benartzi

Shlomo Benartzi is a behavioral economist known for research on household finance and retirement saving. He has been a professor at the UCLA Anderson School of Management and has worked on applying behavioral insights to improve real‑world financial decisions. With economist Richard H. Thaler, Benartzi co‑created the “Save More Tomorrow” (SMarT) program, a retirement‑savings design that encourages employees to commit in advance to increasing their contribution rates over time, often timed with future pay raises. His work bridges academic research and practical policy and industry applications, focusing on how defaults, commitment devices, and choice architecture can help people save more effectively.