You can make positive deposits in your own economy every day by reading and listening to powerful, positive, life-changing content and by associating with encouraging and hope-building people.

Ziglar frames personal growth in the language of finance: daily choices function like “deposits” into an inner account—your mindset, character, and resilience. The quote emphasizes two levers of self-formation: what you repeatedly take in (reading and listening to “life-changing content”) and who you repeatedly spend time with (encouraging, hope-building people). Its significance lies in shifting motivation from a one-time burst of inspiration to a steady practice of inputs and environments. By treating optimism and competence as accumulative, Ziglar suggests that positivity is not mere temperament but a habit built through deliberate exposure to constructive ideas and relationships.