When you have a family, or even when you’re just seeing a girl, it’s difficult to be skint.

In British slang, “skint” means broke. The remark wryly suggests that romantic and family life make sustained poverty harder to maintain—not because relationships magically create money, but because they impose social and practical obligations (dates, gifts, shared plans, dependents) that force a person to budget, earn, or at least appear solvent. It also hints at the pressure to perform financial competence in courtship and domestic life, where being perpetually broke can strain dignity and stability. The humor lies in treating “being skint” almost as a lifestyle that becomes impractical once other people’s needs and expectations enter the picture.