A fool and his money were lucky to get together in the first place.

This quip flips the familiar proverb “a fool and his money are soon parted” into a sharper, more fatalistic joke: the real surprise is that an imprudent person ever managed to acquire money at all. The humor rests on an implied worldview in which wealth is not a stable possession for the careless; it is an accident or temporary coincidence. As a piece of social commentary, it also hints at skepticism toward the idea that money reliably tracks merit or wisdom—suggesting that financial success can be arbitrary, and that foolishness and wealth can coexist only briefly before reality reasserts itself.