A good marriage is like an incredible retirement fund. You put everything you have into it during your productive life, and over the years it turns from silver to gold to platinum.

Scott frames marriage in the language of long-term investing: the “productive life” is the period of steady contributions—time, attention, compromise, and care—made without immediate payoff. The “retirement fund” metaphor emphasizes patience and compounding returns: a relationship deepens through shared history, mutual support, and accumulated trust. By moving from “silver” to “gold” to “platinum,” he suggests that a good marriage not only retains value but appreciates, becoming rarer and more precious with age. The comparison also implies intentionality: like saving, marital flourishing is less about luck than about consistent, disciplined commitment over decades.