I was out on a date recently and the guy took me horseback riding. That was kind of fun, until we ran out of quarters.

The line is a compact stand-up style joke built on a bait-and-switch. “Horseback riding” initially evokes an outdoorsy, romantic date, but the punchline reframes it as a coin-operated amusement ride—something you’d find outside a grocery store or at a mall. The humor comes from collapsing two meanings of “horseback riding” into one scenario and from the mundane detail of “quarters,” which punctures the idyllic setup. It also lightly satirizes dating expectations: what sounds like an impressive, thoughtful plan turns out to be cheap, childish, and fleeting—ending abruptly when the money runs out.